(two today! On the third day of national day, I have a little rest. I don''t know what''s going on. I''m very tired and out of breath. I feel like I''m on the plateau! People lie down at six, set an alarm clock at seven, wake up the alarm clock, and then open their eyes, more than 10. I''m so sorry! Of course, I wish you a happy National Day
Lin Feng launched the real universal medical insurance, no insurance company is willing to accept the order!
Originally, Lin Feng''s intention was to cooperate with many insurance companies to launch such a policy. Although Lin Feng also has an insurance company, he doesn''t want to eat too ugly. He eats everything by himself.
Lin Feng''s original intention, of course, is to unite various insurance companies to swallow this cake together. However, it is obvious that these insurance companies are unwilling to participate in the loss making business.
Is it really a loss?
Lin Feng smiles. Roughly speaking, it must lose money. However, careful calculation, this is absolutely not at a loss!
"Since these insurance companies are not willing to cooperate, let it go. Let''s play by ourselves! There is a time when they will regret it Lin Feng smiles.
If people don''t like it, Lin Feng will not be reluctant. I can''t. people don''t want to play with you. You have to play with them. There''s no such reason, right!
However, our own insurance company has always been a symbolic existence before. Lin Feng didn''t get involved in this area too much. After all, in the insurance industry, there are those gentlemen behind these companies.
Lin Feng has made a lot of money, so he doesn''t want to earn another vote in insurance. After all, it is necessary to stop being a man and doing things within limits, and to keep everything on the line.
Lin Feng is not that kind of ferocious person. Especially in terms of making money, Lin Feng also likes to give people a way to live. However, it is clear that the insurance company does not recognize it. But I can''t help it if I don''t approve. They think that in this way, they will lose money instead of making money at all.
Lin Feng is not surprised at this. After all, universal health insurance, with the exception of registration fees, all reimbursement, really sounds very frightening. Moreover, the actual calculation is also very frightening.
But this is charity. This kind of insurance is similar to charity. In Lin Feng''s calculation, it is absolutely not profitable. Of course, it won''t lose money.
Although the per capita payment is small, you should know that as long as the national health insurance, all people in China pay, according to the minimum annual payment of 100 yuan, that is 130 billion yuan! Of course, 130 billion yuan sounds like a lot, but it''s not worth mentioning compared with the annual medical consumption of the people.
If everyone pays 1000 yuan, the insurance company will consider it. But if everyone pays 1000 yuan, then it is impossible for the whole nation to pay. If everyone can''t pay, it will still be a loss.
What''s more, even if the national medical insurance charge is 1000 yuan per year, if everyone pays, they will lose money. After all, any disease will be reimbursed, and the cost will be bottomless. You know, a lot of serious illness, serious illness, hundreds of thousands, millions, who can stand it!
And what if you need to change your organs? This is likely to be in the millions. With such a large population in China, it is highly possible to lose hundreds of billions or trillions of RMB a year. In this case, the insurance company will never accept the order.
Of course, as far as Lin Feng''s wealth and resources are concerned, it''s no problem that he is willing to bear the "deficit". But insurance companies can''t. The money they make can''t make up for the deficit.
"Boss, in fact, what they are considering is not unreasonable. For universal health insurance, Japan, Russia and a few other developed countries have such conditions. Including the United States, it is not universal health care. But even in developed countries, the fees they pay are not a small sum. Similar to your average price of about 100 yuan. This is really too few! " Natalie Portman has a blank face.
The price is too low! She didn''t know how Lin Feng was going to make ends meet.
"What do you think I should do to make ends meet?" Lin Feng asked with a smile.
Natalie Portman frowned. She thought about it for a long time. It''s hard to make ends meet. Even if it''s advertising, it''s impossible.
"Boss, I don''t think the insurance premium of 100 yuan per capita can guarantee the balance of revenue and expenditure. It''s not good to advertise. Unless there are a lot of rich people who are willing to donate. But one year, two years. They may not be willing to donate every year! " Natalie shook her head and said, "after all, these rich people can''t donate every year. Then, this money will make money, and it is impossible to have a stock market crash every year to make a big profit! "
Natalie thought a lot, but she didn''t come up with any answers. This matter is beyond her understanding. She didn''t know how to make money.
"Natalie, it''s a loss of money!" Lin Feng said with a smile, "it''s impossible to make money. No matter who runs it, it''s impossible to make money with the insurance of 100 yuan per capita."
Natalie was stunned!
"If we calculate according to the per capita payment, we may lose 1.3 trillion yuan a year! Boss, it''s a lot of money! It''s almost the same as the profit you make every year now! " Exclaimed Natalie.
Of course, this will not make Lin Feng bankrupt. But it will put great economic pressure on Lin Feng. In particular, the 1.3 trillion yuan deficit is only an estimate. In fact, once the national health insurance is implemented, even if the registration fee is expensive, once you get sick, you will choose to go to the hospital for medical treatment. This, 1.3 trillion is nothing. It is very likely that the number will double or even double.
After all, in many cases, when Chinese people get sick, they have to fight at home, or just go to a small clinic to see a doctor and take medicine. It''s so cheap!
But now, this is a pit. And not making money? Do you think your boss will lose money? Natalie is puzzled and looks at Lin Feng suspiciously.
Is there anything else in it?
"Don''t look at me, I''m really losing money this time!" Lin Feng said with a smile, "with such a little money, I really can''t make enough profit to maintain medical insurance expenditure. In the end, I have to pay to fill the deficit!"
Natalie still doesn''t believe it. If so, Lin Feng will go bankrupt sooner or later. Unless solar technology can be popularized soon. In other words, we should find enough mineral resources in outer space, otherwise it would be a great loss.
This is not rational!
no My boss is so smart that he can make money! Sure! Must be able to! He must have a way! My boss is a monkey!
"Ah! What do you say about your boss! Do you talk like that! " Lin Feng''s eyes glared.
But Natalie didn''t believe it.