Chapter 181 capital (6) first smiled at Mohamed, a very young man''s "Special color," and then said to Blanc xiao in a rather standard london voice," I do need a larger loan
You should represent the Paris ba bank, right
" Blanc Xiao was also surprised that Huang Xuan was well-informed, but in the world of bankers, well-informed people were like powerful people
" I forgot to introduce myself
I''m Maurice Blanc Xiao, vice president of Paris ba bank
"" Hello, Mr
Blanc Xiao
" Huang xuan shook hands with him
He didn''t know french and could only answer in english
He said that a person who knew three languages would be able to travel alone in the world: english, french, russian or spanish
In the current situation, Huang Xuan''s language barrier was not passed
Blanc Xiao didn''t have much hesitation and politeness
In fact, he and Huang Xuan didn''t have much politeness either
The two of them were too different in age, and the Paris ba bank and the The huang family hardly intersected
However, it was not polite for sharks to swim to blood and flies to the toilet
Blanc xiao straightened his glasses and said," Mr
Huang, if you can accept 8
6 % interest and submit enough collateral, the Paris ba bank can lend you 350 million dollars
" 8
6 Percent was much higher than the world average lending rate
The us fixed mortgage rate was usually around 6 percent, the us two-year treasury yield was often around 4
5 percent, and the london inter-bank lending rate was often below 5
5 percent
Blanc Xiao''s interest rate allowed Huang Xuan to bargain
But Huang Xuan couldn''t afford the $ 350 million and the mortgage, because his total assets were not as much as $ 10 billion
If all the banks asked for the mortgage, he could only borrow up to $ 2 billion
So, Huang Xuan smiled, took two cups, put them together in front of Blanc Xiao, and said," 400 million us dollars in loans, 7
5 % interest rate, if you only pay 100 million us dollars in collateral, it will be 8
6 %
" For 400 million us dollars, a percentage point is 4 million us dollars a year, which means that huang xuan has to lend him nearly 10 million us dollars every year
Blanc xiao could not resist this, but 25 % of the collateral was obviously too risky for a commercial bank
He took another cup and placed it next to the two cups
" I can put this money in the Paris ba bank
I can even send a representative from the Paris ba bank to my factory
Besides having no management rights, you can have almost complete supervision rights
" Blanc xiao crooned, but a familiar voice said," Mr
Huang
" It was Aubrey''s voice
Obviously, Lubin wanted an acquaintance to discuss the deal
This made Huang Xuanxiao feel more relaxed
She had a light chat with Aubrey, standard chartered bank Mike
Dinomar couldn''t help but walk over
Six hours was enough for the financial capitalists present to understand the value of Huang Xuan''s patents
Just the information in the us patent office could even kick Sony out of the picture
Thinking about the possibility of a $ 100 billion cake, which bank could stand it
Any expert with sufficient business experience can point out that as long as a $ 2 blu-ray disc can appear on the market - if the manufacturer is willing to bear this low profit - the dvd will be driven out of the market within a year
Think about it, the food tank of the dvd alliance is about to come out, who doesn''t want to arch it
With the help of Lorraine''s information, Huang Xuan was able to converse with everyone with ease
In the eyes of others, it was indeed a happy appearance
Lubin''s face was so dark that it could drip water
He actually wanted to invest more than lend
If this idea could be established, then 10 billion us dollars would be enough to become the future leader of the bd world
As for Sony, which has already spent billions of us dollars on it, who cares about it
However, Huang Xuan was clearly not a child to be fooled
A little mistake made it difficult for Lubin to talk to Huang Xuan directly
At this moment, the people surrounding Huang Xuan, There were Bank of america''s Bunker, standard chartered''s dinomar, Bank of america''s Aubrey, and Bank of america''s Blanc Xiao
Four banks, two american, one british and one french, If you include the Swiss union bank that has already been agreed on, Huang Xuan was able to borrow from five banks, and this ability to gather financial capital was enough to make him reach the top in china
Naturally, Huang Xuan''s goal was not just in china
In terms of lending money to Huang Xuan, all four banks were fine
The main problem now was that Huang Xuan only had $ 3 billion in assets, half of which were either mortgaged or not mortgaged, so he borrowed $ 10 billion with $ 1
5 billion
For the banks, the risk is too great
As a result, the bankers assumed that Huang Xuan should look for new sources of financing, that is, to accept venture capital from one or more banks, thereby increasing the assets of the new company and using it as collateral for loans
And every bank naturally wanted to be the one to put the venture capital into the bank
Just think about google''s 1000 times return, and it makes people''s blood boil
Of course, he wouldn''t throw the" milk" oil on the cake to the bank
He smiled and looked at the four of them arguing, watching the ceos waving their arms at Aubrey like little employees, and watching the gentlemen on the dance floor looking at him in surprise
He just smiled and didn''t say a word
In about half an hour, the four banks still failed to reach the most basic agreement
The Citi thought they were the best in the world, but Aubrey''s chips were too little
He needed to consult Lubin from time to time
The remaining three banks were also world-class
One of them had to eat meat, the other three had soup, and a month was not enough time for them to argue
Seeing Allison from afar, he smiled and said," I''m sorry
I''ll go over first
Let''s talk first
" The four gentlemen continued their discussion
Huang Xuan walked through the crowd, walked to Allison and smiled
" Laurence, isn''t it boring to be alone
"" I''m tasting wine
It''s a very good two year Bordeaux
" Allison raised his glass and said, pulling a man beside him
" I''d like to introduce you to a friend, a young man I met at stanford university
He''s now the technical director of oracle, Tao Youlin
" Huang Xuan was surprised by the fact that the other party was a chinese-american engineer
There were many chinese-american researchers in the united states, but very few could hold the position of technical director
Tao youlin had short, energetic hair and looked like he should have been carefully groomed
His cheekbones were slightly high, but his eyes were focused
He was about 40 years old, and he was dressed in a summer outfit that made him look like a successful man
Shaking hands with him, he introduced himself and said," Huang Xuan, it''s nice to meet chinese in a foreign country
Uh, are you chinese
"" Of course
" Tao Youlin glanced at Allison and smiled
" I studied the database on my own and added the oracle later
" In that case, most of the company was acquired by oracle, which was something that giants like oracle and microsoft often did
Otherwise, with his age and nationality, it would be as difficult to win a place in oracle as running for president
He took Allison''s glass of red wine and shook his head
" I''ve had two glasses of wine today
I can''t drink any more
" Allison did not force him, but glanced at the bankers in the distance and smiled
" Mr
Huang is so popular that people are jealous
"" Mr
Allison, of course
" Huang Xuan used his last name again and smiled
The two of them looked at each other and laughed
In fact, both parties knew what the other party wanted, but neither of them wanted to speak first
At this time, Tao Youlin" interjected" and said," Mr
Huang, we have carefully evaluated your database system
If you are willing to sell us the complete content, the price is negotiable
"" Including the password program
" Allison almost dropped the cup on the floor with a light sentence
Password one and password two were not selling well in the hands of the Letter company for the simple reason that the main service target of the Letter company was small and medium-sized enterprises, and the password program obtained from Lorraine was slightly ahead of schedule, so, Its password program is obviously a lot ahead of the computer''s performance
Fortunately, both password one and password two are kept secret by the password program itself, so as long as the security level is lowered, it can be used in an ordinary server system
It is easy to imagine that the result of doing so is a password program that was originally in the next 50 years
Its ability to keep secret, especially the ability to resist violent decryption, is no different from the common password programs
This made the Letter company itself very distressed, but the password programs on hand were not famous, their own strength was limited, coupled with china''s domestic, there is no strong demand for high-level password programs, and there are fewer high-level servers
Such a result, of course, would make Yu Liye very helpless, and occasionally said, can only say sorry to huang xuan
However, when Oracle Corp tried so hard that even renting an ibm supercomputer failed to disassemble the shell of the database system, it suddenly discovered that both of these things were equally valuable
They have the capital to demonstrate such a powerful and necessary password program to clients like the world''s top 500, provided they buy it
However, before they could start to talk, Huang Xuan spoke out their thoughts first
His excellency the warden still remembers them